Direction: Spot the grammatical errors in the given sentence. Mark the part with error as your answer. If there is no error, mark "No error" as the answer. (Ignore punctuation error)

In our experience people usually (a)/ value things that they have to (b)/ pay off more than those that (c)/ they receive free of cost. (d)/ No error (e)

[IDBI (PO),2011]